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The path to a credit card
Build positive payment history with a Credit Builder Account to help gain access to a credit card.*

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*The secured Self Visa® Credit Card requires an active Self Credit Builder Account and qualification based on other eligibility criteria including income & expense requirements. Criteria subject to change.

1 Source: https://www.myfico.com/credit-education/whats-in-your-credit-score

†Review provided by customer to Self Financial, Inc. directly. The comment above is related to individual experiences or results. Your results may vary. 

The Self Visa® Credit Card is issued by Lead Bank, First Century Bank, N.A., or SouthState Bank, N.A., each Member FDIC. See Self.inc for details.

Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., SouthState Bank, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.

The credit card without a "Black Box" application.

Start building credit

A straightforward path to a secured credit card is here. After you open a Credit Builder Account, use the payments you're already making to fund the security deposit for your credit card.

To get access to the secured card:*

  1. Open a Credit Builder Account and start building credit 
  2. Make on-time payments
  3. Have $100 or more in Credit Builder Accoount savings progress
  4. Satisfy income and expense eligibility requirements
Payment History Graph

Impact The Factors That Make Up Your Credit Score.

SELF'S PRODUCTS CAN HELP
 
With the Credit Builder Account and the secured Self Visa® Credit Card, you can impact 75% of FICOS’s factors for your credit, including Amounts Owed, Credit Mix, and Payment History — the #1 factor.1

Build a security deposit over time.

The savings you build with your Credit Builder Account can secure your Self Card

Follow these simple steps to unlock your secured card*

  1. Open a Credit Builder Account
  2. Make payments on time
  3. Have $100 or more in savings progress
  4. Satisfy income and expense eligibility requirements

Use your card and build your credit.

Track your credit utilization, manage payments and increase your credit limit all in the Self app.


"I love my Self Visa credit card, it's really showing me how to be more responsible with my credit and how to manage my funds properly. I was skeptical at first about getting it but I am thankful I did. My credit has boosted on Fico, Experian and TransUnion."

Liddia C.†

“Having this card is one of the best decisions I made. Ever since I started with Self I have seen a major improvement on my credit. I highly recommend.”

Roderic T.



“Great program for people rebuilding their credit. I am now offered competitive rates. I recommend this card for any one starting or rebuilding their credit.”

Leon H.


Read more reviews

Overall satisfaction rating based on more than 1,500 ratings from actual customers.

Over 3,500,000 people have signed up to build credit with Self.

4.7

There is no hard credit pull.

Build your Credit and your Buying Power
 
Designed for building credit, the secured Self Visa® Credit Card lets you level up your buying power while you work on your score